Digital Transformation in Accounting Systems: A Case Study of The Sahel and Sahara Bank for Investment and Trade (BSIC Group) - Tripoli.

Abstract

This study aims to explore the digital transformation of accounting systems at The Sahel and Sahara Bank for Investment and Trade (BSIC Group) in light of the requirements for economic integration and the development of the banking sector. The descriptive-analytical method was adopted to describe and analyze the data. The study population included department heads and staff from the financial management, internal audit, credit, and information technology departments, as well as employees working within these departments. A total of 32 questionnaires were distributed, of which 30 were returned, representing a response rate of 94%, while 2 questionnaires were not retrieved (6%). The results indicated that the bank faces challenges in providing an advanced technological infrastructure that meets its operational needs, which affects its efficiency and ability to achieve digital transformation. The study also confirmed that enhancing digital transformation would enable the bank to improve the performance of its financial systems, increase transparency, and boost its competitiveness. This would, in turn, support its integration into the international business environment and contribute to the development of the banking sector.